What Does Mechanical Breakdown Insurance (MBI) Do?
Mechanical Breakdown Insurance (MBI) covers repairs to the vehicle’s mechanical parts for your vehicle that are not related to an accident. MBI covers used or lease vehicles and must be purchased within certain requirements (i.e. time or mileage).
Common exceptions to coverage in this type of insurance are repairs that are required by:
- Improper maintenance
- Regular wear and tear
- Intentional damage
- Misuse of your vehicle
Note that regular maintenance (i.e. oil change, tune-ups, etc.) is not covered by MBI.