What Is Group Long-Term Care?
A group plan can provide significant advantages including discounts and streamlined health underwriting. There can be tax incentives, and employer-sponsored long-term care benefit programs can be 100% voluntary (the employee pays the entire premium). Groups today can be as small as three (3) employees or as large as 30,000. Coverage can include selected employee groups. It can also be offered to spouses, partners, parents and parents-in-law, as well as to retirees and even spouses of retirees.